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A significant portion of our country's population struggles with its economic situation. To provide financial security to such individuals, the government implements numerous welfare schemes. In this article, we will introduce you to one such scheme under which unorganized laborers and workers receive a pension. This scheme is known as the *Pradhan Mantri Shram Yogi Maandhan Yojana*.

**A Monthly Pension of ₹3,000**
The *Pradhan Mantri Shram Yogi Maandhan Yojana* is designed for workers in the unorganized sector—such as street vendors, domestic workers, construction laborers, and others. By providing a monthly pension to workers after the age of 60, this scheme serves as a vital support system during their twilight years. Once a person reaches an age where their physical capacity to work diminishes, the government provides this pension to help sustain their livelihood. Furthermore, in the event of the beneficiary's demise, their spouse receives a monthly pension of ₹1,500.

**How ​​to Avail the Benefits of the Scheme**
This is a voluntary scheme. If you are an unorganized sector worker and wish to avail yourself of its benefits, it is essential to understand the basic details of the program. Depending on your age (within the 18–40 age bracket), you are required to deposit a monthly premium ranging from ₹55 to ₹200. Upon attaining the age of 60, you will begin receiving the pension benefits. To participate in this scheme, it is mandatory to complete the registration process.

Visit the website maandhan.in to register.
On the homepage, you will see a 'Login' option; click on it.
Now, select 'Self Enrolment,' enter your mobile number, and verify the OTP.
Here, select the 'PM-SYM' scheme and fill in your required details in the form.
Provide your bank account details and select the 'Auto-Debit' facility.
Now, submit the form and download your 'PM-SYM Card.'

Eligibility for Benefits
To avail of the benefits, the applicant must be between 18 and 40 years of age.
The applicant must be a worker in the unorganized sector.
The monthly income must be less than ₹15,000.
The applicant must not be associated with EPFO, ESIC, or NPS.

Disclaimer: This content has been sourced and edited from Dainik Jagran. While we have made modifications for clarity and presentation, the original content belongs to its respective authors and website. We do not claim ownership of the content