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When and how to withdraw PF money? Most people make this mistake. Pf Withdrawal Rules And Process Common Mistakes To Avoid

Sanjeev Kumar | April 22, 2026 9:21 PM CST

2 ways to withdraw PF

1. During the job

If you are currently working and are in dire need of money, then you can withdraw advance (Advance PF-Form 31). You can withdraw money for your own or family's illness, for your own, siblings' or children's marriage (7 years of service is required). Apart from this, advance withdrawal can also be done for house or land, but for this 5 years of service is necessary. You can also withdraw PF for children's education.

2. After leaving the job

You can withdraw the money (Final Settlement) at least 2 months (60 days) after leaving the job. For this, Form 19 has to be filled and for pension money, Form 10C has to be filled.