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You can set up e-mandates for both fixed and flexible amounts, but there's a ₹15,000 cap per transaction on recurring payments.
For credit card spends, insurance, and mutual funds without extra authentication (like insurance or mutual funds), the limit is ₹1 lakh.
Banks now have to alert you at least 24 hours before any money goes out, sharing details like the amount and merchant name, though this doesn't apply to auto top-ups for FASTag or National Common Mobility Card (NCMC).
Plus, all the usual protections against unauthorized transactions still stand, as long as you report them quickly.