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How to Avoid UPI Fraud: The trend of digital payments is increasing rapidly in India and UPI has today become an important part of every small and big transaction. But with convenience the dangers have also increased. Now cyber thugs are targeting people in a new way, which is called “Jumped Deposit Scam” It is being said. Tamil Nadu Cyber ​​Crime Police has issued a warning regarding this scam and has asked the common people to be alert.

What is Jumped Deposit Scam and how do people get trapped?

In this new fraud, the fraudsters first send a small amount like ₹ 50 or ₹ 100 to your bank account through UPI. As soon as this money comes into your account, you naturally open the app to check the balance. This is the moment when swindlers lay their trap.

As soon as you enter the UPI PIN, you will get a payment request, which says “Money sent by mistake, please return.” If you accept this request without paying attention, a huge amount is deducted from your account. After which the UPI Scam is completed.

Understand the whole game with an easy example

Suppose ₹50 comes to your account. You immediately open the app and enter the PIN to check your balance. Meanwhile the swindler sends a request for ₹500. You may think this is a process of returning the same ₹50, but it is actually a new transaction. As soon as you approve it by entering the PIN, ₹500 is deducted from your account. That means, after sending ₹50, the fraudster withdraws ₹500 and takes direct benefit of ₹450.

Agencies warn such cases are increasing

According to Tamil Nadu Cyber ​​Crime Police, cases of such fraud are increasing rapidly. The number of such complaints is also continuously increasing on the National Cyber ​​Crime Reporting Portal. Officials say that if money comes into your account from an unknown person, then you should immediately be alert because this could also be the beginning of a UPI scam.

keep yourself safe like this

• If money suddenly comes into your account, do not open the app and check immediately. Wait for 15-30 minutes.
• If necessary, enter the wrong PIN so that no transaction is processed
• Do not accept any unknown payment request without checking it
• Do not share your UPI PIN with anyone
• Please confirm any suspicious transaction with the bank.

If you have become a victim, then do this immediately

If you have become a victim of this scam, do not delay. Immediately lodge a complaint with the nearest cyber crime police station. Apart from this, you can also complain online on National Cyber ​​Crime Reporting Portal. Also inform your bank immediately, so that further action can be taken and loss can be prevented. By following these steps you can stop UPI Scam.