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Women aren't just borrowing more: they're outpacing everyone else. Their share of retail loan originations rose from 24% in 2022 to 27% by 2025, and their outstanding credit grew almost five times since 2017.
Business loans taken by women have also shot up at a strong pace, with a 31% CAGR over the three years to 2025.
As the report puts it, accessible finance is key to empowering women and boosting economic participation across India.