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IndusInd Bank's deposits, advances decline in Q4 FY26
05 Apr 2026

IndusInd Bank has reported a mixed operational performance for the fourth quarter of fiscal year 2026 (Q4 FY26).

The bank witnessed a year-on-year decline in both deposits and advances.

Total deposits stood at ₹4,00,178 crore as of March 31, 2026, down by 2.6% from ₹4,10,862 crore last year.

This indicates a slowdown in liability growth amid intense competition.

Sequential growth in deposits
Growth

Despite the year-on-year decline, IndusInd Bank's deposits witnessed a sequential growth of 1.6% in the March quarter. This indicates some recovery from the previous quarter's performance.

The bank's CASA (current account savings account) ratio stood at 31.3% at the end of Q4 FY26, down from 32.8% in the same period last year, but up from 30.2% in the previous quarter.

Net advances witness sharp YoY decline
Fall

On the asset side, IndusInd Bank's net advances witnessed a sharp year-on-year decline of 8.7% to ₹3,15,154 crore from ₹3,45,019 crore last year.

This suggest a continued pressure on credit growth and also a cautious lending approach by the bank.

On a quarter-on-quarter basis too, the advances fell by 0.8%.