Nowadays, people save their hard-earned money and keep it so secure that no one else can take it away. Those who are employed have a salary account in addition to a savings bank account. People keep both their earnings and savings in their bank accounts. Moreover, many people also take lockers in the bank where they keep their important belongings, jewelry, property papers, etc. But have you ever wondered who is responsible if your bank locker is ever burgled?
Who is responsible for theft in a bank locker?
Under the rules, banks cannot absolve themselves by citing the terms of the agreement.
If there is negligence on the part of the bank, then the bank will be eligible to pay for the loss.
According to the rules of the Reserve Bank of India, if any item goes missing from a customer's locker, then the bank is considered responsible only if negligence is proved on their part.
This includes staff mistake, non-functioning of CCTV cameras, etc.
Banks cannot now wash their hands off by citing rules.
If any irregularity is noticed in the locker, first of all, immediately inform the bank in writing
and then you can also file a complaint with the police.
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