This question must have come to your mind that you are not charged for UPI payment, so how do UPI apps earn? So let's know...
These digital giant apps earn from a unique business model. These apps mostly earn from small grocery stores and business companies. You must have seen the speakers of UPI Apps in the shop, which announce when a payment is made. For this speaker, the company charges up to Rs 100 from the shopkeeper every month. Companies issue scratch cards to customers on payment, which gives a discount on the product.
The UPI app gets a commission when the customer buys the product. Apart from this, the company also charges for providing a payment gateway to the business. The business gets a complete solution for payment, for which payment has to be made.
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