Starting 1st August 2025 some important changes are coming to UPI apps like Paytm PhonePe GPay and others. If you use UPI regularly it is important to know what will be different. The National Payments Corporation of India (NPCI) which manages the UPI system is bringing in new rules to reduce pressure on the system. These changes will help avoid delays and failed payments during busy hours. New UPI limits you should know: You will only be able to check your account balance 50 times a day through any UPI app. You can view your bank account linked to your phone number only 25 times a day on a UPI app. These limits are being added to reduce unnecessary traffic on the UPI network. This way the system will work faster and smoother especially when many people are using it at the same time. It will also help make your transactions more secure. New AutoPay rules for UPI: Fixed time slots announced Along with new daily limits NPCI is also bringing changes to UPI AutoPay transactions starting from 1st August 2025. This will affect payments that happen automatically such as: Subscriptions Utility bills EMI payments Other scheduled auto payments Whats changing? From now on all AutoPay transactions will be processed only during fixed time slots during the day. This means your auto payments will not go through anytime like before they will only be processed at the following times: Before 10:00 AM Between 1:00 PM to 5:00 PM After 9:30 PM There is no change in the transaction limit the payment amount rules will remain the same as before.
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