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The Ministry of Labour and Employment has notified the Employees’ Deposit-Linked Insurance (Amendment) Scheme 2025 has updated the policy in which they are easing the eligibility criteria for insurance benefits under the EPFO. As per the new notification in the unfortunate event of an EPF member’s death a minimum assurance benefit of Rs 50000 will now be payable to the family even if the employees average provident fund balance is less than Rs 50000. This will be applicable to members of both regular EPF and those covered under exempted provident funds under Section 17 of the EPF Act. EPFO New Rules: The benefit applies even if the employee dies during the preceding 12 months or still in service. To qualify for the benefit a continuous service of 12 months was required. However the EPFO has clarified that a gap of up to 60 days between two periods of employment will not break continuity and multiple services will be counted as one. If a member dies within six months of the last PF contribution while still on the employer’s payroll the family is still eligible for the Rs 50000 benefit under the amended scheme. EPFO Old Rule VS New Rule Earlier families of employees who passed away within a year of joining were not eligible for EDLI insurance benefits. After this amendment the scheme now will give minimum financial support of Rs 50000 to the bereaved families and much-needed relief during difficult times.